About Sifr - Cash@Shop – Virtual ATMs

We are Sifr

We are young, courageous, mavericks and having fun while we’re at it. Always having the goal of making the financial world smarter, simpler and more digital, we are creating the path to this digital financial future.

Sifr Mobile App is the most convenient and secure alternative to ATMs to withdraw Cash from thousands of participating retail outlets located nearby customers by simply scanning a QR Code displayed at the Check-out counter and collect the amount from Cashier without incurring any Transaction Fees.

Sifr aims to reduce the dependency on ATM machines by creating a most cost-effective cash management system through optimal utilisation of business generated surplus cash available in the retail economy. Sifr is the most convenient way for payroll and debit card holders to withdraw cash instantly.

Sifr not only reduces ATM transaction costs for customers but also reduce the costs of cash management for Retail Commerce Industry and ATM maintenance for banks in the UAE.